Cloud Solutions for Debt Collections & Recovery
For over a decade, AllCode, an AWS Advanced Consulting Partner, has empowered startups, financial institutions, and enterprise clients with cutting-edge software and cloud solutions for the credit collections industry. We blend advanced technology with deep domain expertise to deliver secure, scalable, and compliant financial systems that drive growth, efficiency, and trust.
Our mission is simple: to help you navigate complex financial challenges with clarity, agility, and confidence. From cloud migration to AI-powered analytics, AllCode combines high tech with human insight — ensuring your financial systems are as dynamic as the markets you serve.
Our SMS-first collections platform, CloudContactAI, helps agencies reach consumers through Regulation F compliant texting with 95%+ deliverability, using proven debt collection text message templates and automated compliance guardrails.
Smart Technology. Real Results.
AllCode partners with fintech startups, banks, and financial service providers to build next-generation platforms that deliver measurable results.
Remitter provides an AI-powered, digital-first collections platform designed to help lenders enhance their recovery rates while preserving customer relationships. The platform automates and personalizes communication, enabling seamless engagement through multiple digital channels. With a focus on compliance, scalability, and brand reputation, Remitter offers an efficient solution for businesses looking to optimize their receivables management and streamline the debt recovery process.
Read our case study here.
TrueAccord revolutionizes debt collection with its customer-centric, digital-first platform. Using advanced machine learning, it personalizes communication to engage consumers effectively while ensuring compliance with regulations. TrueAccord’s automated system offers a seamless experience, enabling flexible repayment options and improving recovery rates. Trusted by businesses across industries, it balances financial recovery with preserving customer relationships, making it a leader in modern debt resolution solutions.
Read our case study here.
Latitude by Genesys makes debt collection relatively easy for first-party, debt buyers, and third-party agencies. Integration with Latitude involves sending and receiving files to an SFTP site. The Latitude AIM file formats can either be flat files of fixed width length or delimited (comma, tab, or pipe). XLS files can also be transferred. A few of the files generated from the Latitude and AIM databases are: Placement, Payment, Recall, and Demographics. Inbound files have an extension that starts with the letter ‘C’. Outbound files have an extension that starts with a letter ‘A’.
The DebtNext Platform (dPlat) provides a user-friendly and intuitive way to handle your account management. Integrating with DebtNext can be challenging as the files from DebtNext typically have to be downloaded through their web portal. We’ve automated this with Selenium, but these automations are brittle. Outbound files can be delivered by SFTP or Website portal. Ask for the SFTP solution for your outbound files.
Neu Analytics provides a receivables management platform with compliance at its core. Be careful of the Master record. If the Master record is off, then everything will be off. Also, make sure that you monitor the errors. For some reason, if one record fails in the file due to an invalid date format, then the whole file will fail.
SMS-First Debt Recovery, Built by AllCode
AllCode built CloudContactAI to solve the #1 challenge in collections: reaching consumers compliantly at scale. From 10DLC brand registration to Regulation F message timing, CCAI handles the compliance so your team can focus on recovery.
"CCAI has been instrumental in helping us expand our SMS capabilities by enabling brand and campaign registration for our third-party collection clients, giving them access to a powerful new communication channel. Their deep industry knowledge and fast, responsive support have significantly reduced our registration timelines and helped ensure compliance every step of the way. Thanks to CCAI, our clients are now seeing increased consumer contact rates and improved collection success."
— Ryan Perry, Executive Vice President at Paydoff
AllCode has also integrated with a number of Payment Gateways including:
PayPal is the original digital payment processor. Make sure that you configure your Instant Pay Notification (IPN) webhook to track all of the events to your transactions. Otherwise, you’ll be sorry.
Stripe is the giant in the digital payment gateway space with their flexible API. We use Stripe to process payments, but their 2.9% is a bit steep.
Authorize.net is another behemoth in the digital payment gateway space. We have one client that makes use of 25 different Authorize.net accounts. It would be great if they adopted the notion of an Organizational Unit so I could manage all of these accounts with one login.
